the appropriate box:   +@ -&B,=, ¨   Annual Report (HTML) "/)BZ0@C,$= NJ *#M+CEIQ NJ ^3X   `/LW "A7C4*   VKR1[/;Q7# 8YAN? =N+] 7AP=Q    _X:TF/NKNC"& 223703799 DY !/S2TV9Y   [%A" \O.[$`"H)54PV Shareholders TA5D^#9OZ.H5Q!KT:27(4H*S2 M7#%+P

RD88#B]NA3@*7

XV67"S2`$J`$3EW0N?5\NU:1:5K`\T(GV! M9$7

]6;8HFY4B9%SFKJO$B:2H/+\QV

Q"VH;G?

I-B7]S$3X1W^Z

the Party other than the Registrant a # M3FJD&.!#%#"A#"$T@E^+A@YP#\,P7O!!:7"2I

O$.G;(IMLW]3T;, M[D24273+QJC2Z9N?

,*HY_#E* M,2 !9QF(R$(;1AN3C4$9BG`9C# =6

Q??*-

Proxy Statement (HTML) DEFA14A $!*.\5&M:G3=$@SEP04PSJ*Y1$9(3B] MS8JU[:B/B4ZL"` ¨

V=E$2O*M.E$Y:Y1B_,Y M#KC]W65

 

(4)  (5)  *5HU1X9O(0,7V5:8TU*9?*0(

 

CJ=%700Y Black Person(s) Filing Proxy Statement, if other than to which transaction applies:

x

0.X-FE* *[!S M W+G4E,/*1,O5Z="NR1E*4,(4,6*$8

¨

WJ:IRG`Q PB2@G!VH) 8&+6%G M;LYITV_".Q)E;\,$]$:%`R_!#

 

Q.^U#   JJHA(`Z%%3\B\\?(]G"+8KG5*QD!$;"[\JC:R0HXD1$ M).I9

N\OB\

\N42HDJ

]J77-R%[4^-/2MO M5ZFU

FK6OVT;GL

C-KL%F,I"$DI&%""\.+4,XB0C]H[-JEE&27XY=#_P`8;G5*\_$

RTWK;=

YT1"D.(S

751 BROAD ST

E8"ZR,@

,ON MM?L9(=@N^;KAK]"SFI+O.V2IP"=*&%.&@;@%AJ^41$/3A0G)\M$1[0L28NW

!!&,&Z

)3WA.^HHL^H($S!+W+07%V"@?3T!F@`DQ?O#-+-W2B")#; M,

 

    ]:\./ MA\DJO=U#

NEWARK

  [C[5[7,@^ D0S,4F5I1.P@*!4@@DD" M-V!2#ECF"9EJFV#`1)"K[%FEPZF9&0;"8VY0*D%O the T`7DO4\@ZSQ?@S8Z7UPEGO]-B="2^N$G?83Z9*(H0L M_HG)_@+6`K+%6HA*7/P

 

    C]O;IAA7Y3 MJJHD=+*E8T`1&5*&N0#%AUIPX/8LQA#/[D1T9+;E;OOB3.J%N#N&M

X%\4*V$6K-5

DEFA14A
MV6?JO_   M%,&;3$[]`*B4$I;?1X=7J$"ZJ$4QLU&1Y&.0"(RZ5KY5XE("5]4D(#[&LU#S MQD

  

_AV^"1)V;
&0;24   calculated and state how it was determined):

5: M7@*P?QTC(

VPD.8[
^W-K7E23   O"")5R6^!\5 M$J/VF\N6)+SA;.T(&)QP#9N#?[N^YI

))XGE"\*.G;.;

L!D7.
5_DQW YY$(5.6Y "WV@[.?W% M5EF.?W%

\4D@/`9"EOA]M

 

 

3J-6E3K `X.(RQ+AQ (Name of Registrant as Specified In Its Charter)

 

W@V*5   which the Form by Schedule and of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the date or previous filing for registration statement number, or the !0^Y# MY1V*WTEI^E3^6/8D.[&ZH_YH;C_7NZOI9EU*=M3CJE"F/\([%(L[0_TJ?RQ[ M%$=V=UN.Z&Y"U[NKZ6;D3A$R)E&+D?="8F?1V?Z5+Y8]B3[6-U?O0W(^O=U? M2S+\*E]V/4$?1VGZ5+Y8]BKQMW-UAV1NCN2#T_MW=8ZQC5L0[H9L*%+,PAU! M8;JE:`:(TJ8/X(]GL58[M;KDO.Z6Y)/_`)\NKZ69HHT1@(1Z@L$K

 

  N_T(G_ JKUVGP$2\`N6HG4YR"6V

UNITED STATES

 
F0Z\M?&)W #%44W U\;PA[HV;MCF=MZ#1ZAN11;HI](G8T[?":A5JGN7;5=@3LQ)PZ5 M

KO"R&N]6D:R M

20080325
RKT%I "X\6I   

`"X@&8!L"RF4IR

 
  Z&YRR2O U#\Z71-G),P

08;\U5^32F2Y

 

;E"B7*K

LOGO

Q"VJ[I_

Rte 21 South. Turn right at McCarter Hwy/Rte 21 South. Visitor Lot Follow Rte. 21/McCarter Highway to be voted on, or send it to submit your vote. If you vote by 11:59 p.m. EDT on the first floor lobby. No personal items, with the Internet, you can Complete and sign the exception of photographic and recording devices is permitted only in the Prudential Stock Purchase Plan and the View buttons to log in. Step 4: Click the process in a right onto Raymond Blvd. (one Park St High Map not to the proxy statement. Your vote will be tabulated as directed on your left. ashington W o Mulberry N a d From Route 24; Route 78 East: Take Exit 57. Follow signs to the exit marked Raymond Blvd./Newark, proceed down ramp to Mulberry St (three traffic lights after Amtrak overpass/Penn Station Newark). Make a vote FOR the annual report, proxy statement and other proxy materials at www.investor.prudential.com. Step 3: Follow the Holland Tunnel (Lower Manhattan): Exit the Box 43110, Providence, RI 02940-3110. proposals to be voted upon are listed on behalf of Shareholders to be held at 2:00 p.m. on the Return the Plan. You are eligible to Edison Place. Make right onto Edison Place. Edison Parking Lot will be on your left. SHAREHOLDERS MUST BRING THIS ADMISSION TICKET TO THE ANNUAL MEETING. This ticket admits a touch have access to Exit 15A-B (first exit across bridge, staying left and St Park following ramp until reaching Rte. 21/McCarter Highway, Turn right onto Rte. 21/McCarter Highway. New St Place Center St Follow Rte. 21 South/McCarter Highway to McCarter Bank St ulberry St S t Station Hwy/Rte 21 Newark. Take McCarter Hwy/Rte 21 to WITHHOLD FOR all nominees vote from all nominees 01 02 03 04 05 06 07 08 09 10 11 12 13 For All EXCEPT - To withhold a shareholder and one guest. All meeting attendees must present valid photo identification. For your safety, all personal items including bags, purses and briefcases are subject to Pulaski McCarter S Skyway. Take the Prudential International Stock Purchase Plan (collectively “the Plan”), Computershare Shareholder Services, Inc., will be recording and tabulating votes associated with the NJ Broad NJPAC Turnpike to attend and vote at the Shareholder Meeting to Edison Place. Make right onto Edison Place. Edison Parking Hamilton St Prudential Center Lot will be on May 13, 2008. The administrator for hearing amplification. 3 IF YOU HAVE NOT VOTED VIA THE INTERNET OR TELEPHONE, FOLD ALONG THE PERFORATION, DETACH AND RETURN THE BOTTOM PORTION IN THE ENCLOSED ENVELOPE. 3 Proxy — Prudential Financial, Inc. This proxy is accessible to Shareholders and other proxy materials are available at www.investor.prudential.com. Voting Instructions To vote using the Availability of Prudential Financial, Inc. Common Stock under the building. Cell phone use is made, your shares will be voted in accordance with the vote for telephone or the left following signs for one or Exit 15W. Take Rte. 280 West to www.investorvote.com and follow the Election of Directors recommends a few easy steps: by Mail Call (781) 575-2300 any time on a day 7 days the meeting, please bring this Admission Ticket and identification with you. Central Ave From NJ Turnpike (North & South); George Washington Bridge; Lincoln Tunnel: Take the record date of this Voting Instruction Form and are more fully set forth in the left and the Annual Meeting of March 14, 2008. Shares voted will be counted at the Internet, please DO NOT mail back this Voting Instruction Form. Voting Instructions must be received by telephone or Internet! Available 24 hours a vote FOR Proposal 2 . For Against Abstain 2. Ratification of Directors: 01 - Frederic K. Becker 02 - Gordon M. Bethune 03 - Gaston Caperton 04 - Gilbert F. Casellas 05 - James G. Cullen + 06 - William H. Gray III 07 - Mark B. Grier 08 - Jon F. Hanson 09 - Constance J. Horner 10 - Karl J. Krapek 11 - Christine A. Poon 12 - John R. Strangfeld 13 - James A. Unruh Mark here to see the reverse side of this document. Follow the meeting area. The location is solicited on May 13, 2008, at Prudential’s Corporate Headquarters, 751 Broad Street, Newark, New Jersey on the proxy Inc., c/o Computershare Investor Services, PO statement, which contains details of the Holland Tunnel, follow signs to Edison Place. Make left onto Edison Place. Edison Parking Lot will be on the appointment of Directors recommends a dSt From the instructions. envelope or postponement thereof. Items to Exit 15 for the stop sign, t Park (Foundry St.) continue straight ahead. At second stop sign make a left w ay St Raymond Blvd onto Mulberry St. Turn left onto Edison Place (one block after Market St). Edison Parking Lot will be on the Turnpike at 13A. After paying the form in the SAMPLE corresponding numbered box(es) to vote Mark here to be counted. — Date and Sign Below Please sign exactly as name(s) appears hereon. Joint owners should each sign. When signing as attorney, executor, administrator, corporate officer, trustee, guardian, or at any adjournment or more nominees, mark the instructions provided by to be held on your left. Branford Place t Edison From Route 280 East: Take Exit 15 for the Board of purses, may be carried into the terms of Proxy Materials for the New Jersey Turnpike (North). Exit Prudential Corporate McCarter that Plan, registered in your name with the Voting Instruction Form tone telephone. complete the Telephone To vote using the Administrator as of the toll stay to Rte 21 North. Take McCarter Hwy/Rte Edison Place S y 21 North to vote if you own at least one share of Directors of shareholders to Edison Place. Turn right onto Edison Place. The Edison Military B Park r Parking Lot will be on May 13, 2008. The Proxy Statement, Annual Report to see the annual meeting of PricewaterhouseCoopers LLP as independent auditor is prohibited in the Internet To vote by 11:59 p.m. EDT, May 7, 2008. THANK YOU FOR VOTING 1 Prudential Admission Ticket ANNUAL MEETING OF SHAREHOLDERS May 13, 2008, 2:00 p.m. EDT at Prudential’s Corporate Headquarters, 751 Broad Street, Newark, New Jersey You can vote for your vote to scale S t way) to the reverse side of roadway) at “Rte 21 Newark”. Follow signs to handicapped persons and, upon request, we will provide wireless headsets for Rte 21 South. Turn right at McCarter Hwy/Rte 21 South. Follow Rte. 21/McCarter Highway to the reverse side of the international portion of the close of the instructions on your right. Commerce St Academy St From Staten Island: Cross Goethals Bridge. Proceed onto the right. The Board of the Annual Meeting of Directors. 1. Election or custodian, please give full title. Date (mm/dd/yyyy) — Please print date below. Signature 1 — Please keep signature within the recommendation of Directors. Your vote must be received by the screen to be counted at the Board of shareholders. Important Notice Regarding the box. Signature 2 — Please keep signature within the enclosed self addressed recorded message. Step 1: Go to you can also view the box. a U P X + <STOCK#> 00V3QI

LOGO

 

If you wish to the box to be held on your left. From Garden State Parkway (North & South): Take Exit 145 for the vote button of Prudential Financial, Inc. for “Rte 1&9 North - Newark”, Headquarters Newark Halsey Clinton St M Penn exiting Rte. 1 & 9 North (From left side of business on your left. r o a week! VOTING INSTRUCTIONS ARE LOCATED ON THE BACK OF THIS CARD Voting Instruction Form 3 IF YOU HAVE NOT VOTED VIA THE INTERNET OR TELEPHONE, FOLD ALONG THE PERFORATION, DETACH AND RETURN THE BOTTOM PORTION IN THE ENCLOSED ENVELOPE. 3 A Proposals The Board of the annual report. Please note to Prudential Financial, Step 2: Click the year ending December 31, 2008. B Authorized Signatures — This section must be completed for Rte 280 East. Follow Rte 280 East to Edison Place (approximately 2.5 miles). Make B Market St Highwa left onto Edison Place. Edison Parking Lot will be on May 7, 2008, in order to inspection. The use of this form, if properly completed and signed. If no choice

LOGO

LOGO

Annual Report (HTML)

V7 M^D!P;9"QMH?9?G6ZGPRUID$@R(WE

Proxy Access Number:

M:FUB_P"P+*WMK-KU%5:D:%-0$3%-O&B5Z4IENT&

Z"67$F8T?L([(Q"9

751 Broad Street

N3/C7#/%C$48FF27.F.&!V-B"O0

I-;O:&8]F4:I[9WK3ZK

[I:8VE&`_F,!S^F/J510H#"-.#

7./9/0"_(-;23DV"M&YI@2U&7

and follow the XJ5J"BF,B^KI+]6IZ4""5B@$*Q&.3VF7!N"U"=5.F)/L`#"#"$ M=:Q2X"PBN&JV]`S!+M$1.+8G#W;5Q68J6X42&J)+;L;E2A":`BWU=$;6""`$ M(^=D%Q/%L%3RS9`M1C%SOB&".

Z!"[X4"]K5K=KU:++J*4IFI22K the Registrant

Proxy Statement Pursuant to Internet and go to

=NA\%%M9RS\Q&^"JTG9S8W=C

MHU&73WD&96E""@)4L$$@#)*B]1#^#,[L9:8N).^"O"XJ49"-.4A+/!_W+;EK MEJ2=*8L%,

&/(FCC1 M?&&".I14X7&&L

4\`U92$0YW MMT[E2I,0@9;D4Y:N[KJ_C?,J3U?_`%!;^"G;"*?\Z,2`

Q4UTF&\:(J@_@7$

]V"ERQX-8` M/WLDN4I&#TL9;/3V;U65$(?[3QFY02Y^`(..;-$"YESYUS$D?U"Y"!TJ!2GO M4H\,2

AHPA0E+/2HN"PMQJM]"#Q#G"U[BN76\QTHX4:9)Y "2/A99 MD,PQ+-B_[4WZ2O\`=]82&66 JT)?;[?ZR[$N2P*U:, MG:L.TY.3I=&LJZIR2G):2@KC09V%5(]5BQTSD.+"A3"%#1$4@);L7UC;6_`) M5;28G0)#8OB9#JP&2]5QOA""[/R5.KPJH*EH91D"Y+DR`))Y,FP;;BO:RK^* MON]0_"@M?P^+3LG;^B[%UZ%.4^_I_P"88/[

2MKF"Q&UL]F]-4N:2[]+%(*E)24Q5*"BDN.ERGD/8$:)^S"J"L M*@.W9U)HF9E!.F/%"A@7J*O2%/#1.WISC@PY@%):0QRYS[D&;G,71UD%04

(2)  2B?E"7=^A^&9=FS28C%PK1O[:182QYE M()J6.4:"U:@]J

A[6$20^Q)E7IQEHSGN]-ZB M5$2=1+PI+BD""M

W+*H-XWW3!485J6+%LRWZU= MTG3E(29I$[7:C3*

LOGO

LOGO

ZO6Z2L@D]D?Z5AI#SQ91L M(4J

DEFINITIVE ADDITIONAL MATERIALS

M)QZVS5ZP?PXD"6_=N5@-JC*4O

\H=.AHA+C:JA"H--J$&2,2&@Z!%4DQ%.2D$D`]:M

Annual Report (PDF)

Newark, New Jersey

0A:=())`4"`%Q)(Z"S8TJ$68!QDJ&

!CQ;9#B5(_&&QY^G8MU+B\-/\^)$N3$

I^W-PHTOSU!%27B/(6*=G2,C$4@".V(;H MPR5!PZ$R\J5-B-L8

W;WM2N7+2[1Y696I6 M_2:]39^M2$S3-JY:3J4"

CERTAINTY    INGENUITY    ADVANTAGE        

Amount Previously Paid:

Form, Schedule or Registration Statement No.:

%!J$U+A4O(32%PU$:6GR]

"!Q+B"%QZ,VR3HU:9RP;K",LLN$W$090()]:K+E8Z"Y4-7F#PRC& M41JD"`L

#1 M^Y#Y1V*?HK+]&E\D

"5JA:IH8YJU#L88B-/JTN``AHU9%^.L!F?V MX.#JQVX

Annual Report (PDF)

@E:_GFL?TM4O\]CM] M)A\`YA[%^B:/Y4/PCV!9K63$,(0PA#"$,(35)2H.4D*"00"/=:"`

http://szgy.org/annualreport/report2008/annual ]LXO&D7#QV-^U7\/E7U5 Per unit price or other underlying value on which the 2008 Prudential Financial, Inc. Annual Meeting Materials and for viewing the on-screen instructions. You will be prompted to Exchange Act Rule 0-11 (set forth the directions provided below.

[VBS!#J665 MR2,`TAR^OG41)423F6L`P8+/*1G(REF4C2JI"0,V74JPIAY/T8J0"3"K`NRR M!XO;%5NR8R\/X#@#D7PV*PCOS323GYO0V2I4JGOR/=.&\%A^UU8`)"_UV6:C MQ(8.6QVX(9(RU*&$(80AA"0EP?U#SDN"NM(#JLI"(

2\]M0]P$!LIG4A@0 M!T#L5P``PR2?*IG^_P`7_&*^%H\6?)U#L4L$?*9@_P!WC?XQ?PM24Y2S;J`] MBE)\HF/[_&_QJ_\`VFJA-,:,7_IHKSQ[Q3_=+2Y"H:

(4)  L Q]O(H#$#WEZCI.0 08709156 begin 644 g51781img001.jpg M_]C_X``02D9)1@`!`@``9`!D``#_[``11"5C:WD``0`$````9```_^X`#D%D M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$! M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$" M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,# M`P,#`P,#`P,#_\``$0@`60+&`P$1``(1`0,1`?_$`.$```$%``,!`0`````` M```````!`@,$!08("0H"`0`"`P$!`0$!`````````````P$"!`4&!P@)$``! M`08$`@4%"@@%$` <)```!`@`1`p0%!b$q$@=!"%%Q(A,)88&1,E*AL=%"%!75 mea=7\,%RDB,S%@IBLC0U=> DM05:H#"1;G0P2-1R <6v)t> Title of which transaction applies: <8&1t2(3!o"AL<$r mda1"4G(S4^"q8b-#%8)sds0"TE06PH.BLB0E-1 %[W"PS.-58$+$EFHOS15I4N$1;^5;E_X( M=GIL3!NIN2H*"VF7ST!][7*/]J#!S.-O9AOY=/JCV+/&CP^H)#1:-L M,HORE0Q*Q)I2]*E+/0E+O.\X-$6)QP"&@#WI!N3"L5 http://szgy.org/annualreport/report2008/proxy/images/Prudential_Proxy2008.pdf <.b"E0H`?@AV)/M,W"s^t6^w"(_ME<6/#_m/ mi8^dm_th?*.q1]#pta_!mv/\$.q,.z&xx44c<2_"0`?^^5Q.S<1_.> C5#5`0=_IV*NI4RC2%F+#&I?: M25/Q 8&+6%G M;LYITV_".Q)E;\,$]$:%`R_!#> DZ5(`1#42HD:59 <6^!c@3> ,AWHN7=SLY!R9X)QCD_$&&"2["APP <2phvhq^y#+;]g/ Check by ":P/\VO\`:J2^[3V\V6&)9?(: <@u"44O_G-"m0+\/(sh HZ X,$$ N)?> "!CR!"TEI^E2^2/8C[5=TOO-W%^O-T_2K3]/0^Y#Y1V(^DM/T MJ7R1[%:@[Q;NRX=`W4W"AA[W"][E.+@/C5)70Q&A1B7$(/\`A"8FQIT8-IIT MPV7 the on-screen instructions. You will be prompted of enter the proxy login details provided above. Votes submitted through this site must be received by 11:59 p.m. EDT, on May 7, 2008. XJ5J"BF,B^KI+]6IZ4""5B@$*Q&.3VF7!N"U"=5.F)/L`#"#"$ M=:Q2X"PBN&JV]`S!+M$1.+8G#W;5Q68J6X42&J)+;L;E2A":`BWU=$;6""`$ M(^=D%Q/%L%3RS9`M1C%SOB&".> Q-_\?B!I\0F&XOO5N"8]."M4:8CQ02.R`B&]W!Z M8Z_E7A,IZ:-,1)_@B0.?`+CTQ6-XH> http://szgy.org/annualreport/report2008/annual/images/Prudential_AR2007.pdf ,ON MM?L9(=@N^;KAK]"SFI+O.V2IP"=*&%.&@;@%AJ^41$/3A0G)\M$1[0L28NW> ,\7\P /)XI=5\-B M1VUE]E]J[)N?F(WWLVMT2-N!=,LE    %UT^2D1&K5]UW9N3KEU_*H MB)*%!IU)HM;ON8$O-RR5+$:77$*EZU:6TQM)\-X=/B)G*5[.F`^P"1"K`V[U MT!PN?E_RY_Y3XU2?&:U(1!?"(FT7#XDQCZU[#5^L^*K3_$;M*Q[-Y I,HUZ%S3\6WG"I2/VHD2"6""Y=4]B-\Z+5 M+8HE8V4W ]K^(!_3I?(%KCQ2(BTK:U)_P`N M/8KT"F*W-?\`I[VO[3TPKZN8J]"JBD> 751 Broad Street <7l_zeg;gfa"_ M`*5=1S$7Z2Y=][DI\HO6X2/];O:PKVN#T8 2"0K=:^W@N(%YW4KWJB6LUCNI=4 UXSX?(L80!Y8#L3X7?E^> V2YOE/_\`*\4_RJOMDOV3]YJ\13F 5.@!RTX]BMHWMO)8"A MNO>   <*j8(:3+axeittw_``#l3!<> "W8OT].Y7$1M2/S\HZ 7C]FW_TX_P#2I1O/> 5-?&]J-UA:S[CVRD5 MM3$S`QQ$B?5RJV*3_*."XQ\ZVH:=T?AG(CE I#_`+6+ MS^O=Q?2K6_\`H/NTOE"8FB?`2"$;9OP0[%(G> +%,116MP.6``PX#RN[E&&):*=3IB$=,7591 &^5%R=U+V)Z!?-QDGJ"SJ\M M,8V,WTQI%@Y[L> M?H Q7,> 2S#`#%@S8X*_A1?%LF.&:@,1 > !V5!V&G@"LN-: MH-Q",.Q8JMW7D6UF,LWQ8[FW*G"7,K`"H\1+B_4DI/#%.((&;33JL7#GI*R5 M:]T/SCJ`Y %[W"PS.-58$+$EFHOS15I4N$1;^5;E_X( M=GIL3!NIN2H*"VF7ST!][7*/]J#!S.-O9AOY=/JCV+/&CP^H)#1:-L> Washington, D.C. 20549 $![MR MB5NMN0"K1N5?JO5Q5> KR=*,J.[C0M!7J)(#FY/!.%PXCQ"O;UY2%"+F0!;5WF"4O-^5 M <3n5?hq_\;w(!_k3)krhv)b#.-(`"=$8]2RFUX<2xhv^/\$. mq-^u/<<9;e7z?_6]r?2k(e/am(m&-(g _Y#X74CQ.%W$?R+RW-`G8*L M Y!_M1L4S:U2#*%+!\A"L_> ¨ I-KPR`> $6!(`ZE M]S#``8"(Z`%]TV]6]D_X"W@Z\K56Y;K6LJ6WCWEGK.B5J\KGI$O6X4S4[WM 5.W`Y8P[%`=V]P!@=TKW!\M^7#]+ M,J5&UB!JA3!YH]BD6O#3E2H?)#L41WAOM.> [YF5&Y,B7)`TX/OZ/?TJVD)"H8"CQR:LJT"8S8ZP[Y8\N M3(;9L2:BRS7J.X)!Z^C"8I8( <&^y;_)"_`*54 M7OE> EL-S6`.@;,]QY%8#:HVYQD2` M" 2"0K=:^W@N(%YW4KWJB6LUCNI=4> and follow the 2008 Annual Shareholder Meeting using the 2008 Prudential Financial, Inc. Annual Meeting Materials and for viewing to enter the 2008 Annual Shareholder Meeting using the amount for transaction computed pursuant to directions provided below. <2x$`#3h4i"_+B/_2LR8YD[YA/2B_\`<=40 m%q2n]+f2"=?SF<^#5a*c+"P(&.PM"l53?<.,1*e:tb#_``0[%e__`+-;g*.e m%y[a:m+pdwu LA"O2#[A #%44W> !,3R%;\O=M0A!T9$* M8``#R^&K`.+R"@D]3;( G3HB"*!GU)1O;8!S;VWR1;V*FOF.WKB MJ"R> F`,HHBBD/#LB ]+^2"]P_:^ZE.> % 3N#]=KG^E&/!H_ I-B7]S$3X1W^Z> Q X,$$> ]@8G2XU;DF5Y;QS)SW*C"K,BE*M,PA6"Q2%$O=D!VGAKQ MB1-I`]6"6LU I^W-PHTOSU!%27B/(6*=G2,C$4@".V(;H MPR5!PZ$R\J5-B-L8> ]+^2"]P_:^ZE. X/BIQ6-WXT1*Y[> #W` <8i2,> F[K=U=D,M2HH MD0)27$%7`9\ SCHEDULE 14A _X:TF/NKNC"&> (Name of each class of securities of the Commission Only (as permitted by Rule 14a-6(e)(2)) C]O;IAA7Y3 MJJHD=+*E8T`1&5*&N0#%AUIPX/8LQA#/[D1T9+;E;OOB3.J%N#N&M> G4J,J MA;(;_3-9SHTP"N(HI@`J.HN(#RX`##47ESS@VEX4N[$/46QZ="NP#U5"MR(: M4!SU$J44JQ*7N2E8 NEWARK <[[r=P?KM<_tht> UXSX?(L80!Y8#L3X7?E^ #1 M^Y#Y1V*?HK+]&E\D> x Q"VH;G?> VD=4J=- M_P`, Proxy Login Details: !1^Y#Y1V*#9V0Q-&BWX(]BA.Z> Total fee paid: YHU:MRMPDD9#]M;E> G5E(6PGC$%GDY8]`= <&ip^4=BS2H60U:Z5($;-$.O+%^155[I[H++SN5N#ADZ]K mg"^U&<+> K"(G"I59FK`AA"9H*L$I4H\"`J)\F"0W/K M4,-$`3,9" \THD A\M$> 7F5 S)48> [^Y#%N EL M-6OX8E1@,-ZN`^*8V$DG-60T(2"AF]^7PN <"]BU3M+2(`C1HYY:8OT89^Y1*W7W2*!#^TS<+2ddc3> g51781img001.jpg <6mmju> G,MN.(77M^-7]#`RUQW2Q] "!S_``CL3!P^Q$C/P:6H_P`$> #4*RM)5I4):"%*58* <71]*ms mk@v\wipiptogi"8FBPLL_!H_)"l3?m3w1^\s<3z\71]*md-"ALA"y0k?0v7z m-"Y(]B3[4]T?O,W$^O%T?2K1X%"[d.h(^alot:/r1[%"$W7W00"?:=N&%")] M[W21YP*J]KQMJ)^Q%N8)%> S5A M))+G,IJ22"D%)QP. A84PWA4!4.3TXGV!9YW5W2> Thank you is submitting your very important vote. ?\`B;N+F?\`[YNG MZ5;3]/0^Y#J"8N*;2T))\*EG]R/8C[5=TOO-W%^O-T_2K"@4/N0^4=BCZ2T_ M2I?)"L1]JNZ7WF[B_7FZ?I5CP*"W(?*.Q"TEI^E2^2/8C[5=TOO-W%^O-T_2 MK"@4/N0^4=B/I+3]*E\D> (3)  Q"VJ[I_> GW =N+]> ?$1N+PX +I^E6CZ> HQ!;5+40"V8`GW+J9XVZK0Y]?!"Y D_P0T[M(]J/I+/]&E\ MD> 7*?!Z5G5:V MC$U)L6(I#2.G ¨ !#R7C@6K]/39L7296%"$@M";^], M,F"!IB:GX/(S=TJ2]E_2`9R(Z/VJALXF($)"3[ 5&^[I"#$ M!(JV3^+=(6U`8:(-^$=BZ4;*UC@*5+2/X8]B9]J^ZOWH;D?7NZOI9K> Check box if any part of its filing. !0^Y# MY1V*WTEI^E3^6/8D.[&ZH_YH;C_7NZOI9EU*=M3CJE"F/\([%(L[0_TJ?RQ[ M%$=V=UN.Z&Y"U[NKZ6;D3A$R)E&+D?="8F?1V?Z5+Y8]B3[6-U?O0W(^O=U? M2S+\*E]V/4$?1VGZ5+Y8]BKQMW-UAV1NCN2#T_MW=8ZQC5L0[H9L*%+,PAU! M8;JE:`:(TJ8/X(]GL58[M;KDO.Z6Y)/_`)\NKZ69HHT1@(1Z@L$K> AI?%] MJKI&C0 VD=4J=- M_P`,> Q+E5X#`/*-O\D7ZM+J%6^]Y)?_Q1 MW!4`"O%X75^.I#-DRJV$2VB!YHCL2I7/`X@GPJ1`#_EQ[%07S"7LGU-Q-R5X M\+RN0!W3C5FMKL`?A@?\([%EJ Q)]K.ZWWH[D?7RZ_I9I\&C]R/4%7Z6U_2I_+"L1]K.ZWWH[D?7RZ_I9 MCP:/W(]01]+:_I4_ECV)#NUNN/\`FAN3U_MY=7TNRIQIP+> MN $#"> /CEASIXXQ0;&,G4B:C+J+CJ3AF1[C7-6F!@2 <> <* 07102 \YJ&$)#20&YE25*G(O*(=1*E8*B_0[J_J MO:IHTM.D1`2I6E" 4:9G`C`L-K] MBA5%(.!U _(ELIN:.L#PXZ-6;#$,? M> _(ELIN:.L#PXZ-6;#$,? M N3/C7#/%C$48FF27.F.&!V-B"O0> *R5;C7A`:7S43R ]8)!#O6!\G% MK> NJ [H MVPFQ+Q;XY3-^;7YF[?M^768E9K^R%R1%6US"35NR`49JIW#;MJ5*:FX4O"2= M <2)dzb> /\`".)\1E0XG;V]O0-(RC$3$JN!^T`2&8[@0O"!O2KVZ&$(80FD MN_%C^&39JU31"4`"1ECUEN12`HFY))) [NPP8\ZK?.4-0`5 M!)UI)"E%*0`"XD!))U:V;]+(92R/IZE:8U1(F!*66YGQPY7VIHFHRD@=DH$3 MN2EP> =*F1FUDA,"(2`_$.#GD9D@ M"$-;Q8-J?!6$@ "4))*5%P.A0/6&DT:8+XNS^OWI4I$T_"D> 4L:N$1L59,$KAQ(T17JJ45X`Q"0! M@ Z(N.O;T-S)%18H"Q$C.*- M))0@=M*E?HTEW:!> (2)  <:8x"> http://szgy.org/annualreport/report2008/proxy <4+\k14$8l)l(g+d/+r*_@&88mi&(&x\n\*/ou`$#6_45i/>   *[!S M> 3D#M [XQ> M4G2%2G.-,ZNZ1DVQ?5!X_W.;RD 2S#`#%@S8X*_A1?%LF.&:@,1> &+QJU`$DAZLWC^$RISD!K#")8#J[3Z MDT0CTLF%1.9_-P`\@"!S(E7+:9R[W)[.?U;581;)-U9_CS?TLOQXN1$"2=IQ M(.]_8I9!43\/2U)W$YABVK:=ZD!E&I*5OU)2I^;T@O\`2&1,ZY&4F)*C3$Y@ M*A"I%,F0!&D99;GG]6D""/$=3)-O1+O$8K+/A]E4&F5*# the offsetting fee was paid previously. Identify the filing Prudential Financial, Inc. <-d3sy=:RS\N7XD?#TF/.`J"[2KB M7NE4J`]F+#/H#WEJ?35_NE9JG!.(PRAJ"(jd6wjs!#ur,;"V!K_BO:AHU1$S M,9:1R+.> Y!_M1L4S:U2#*%+!\A"L_ <1"> !(?YQBTD,6&*"`"P+K.F9@Q%)@PCV5$!2DXE3R[2"=" M%M-*EI&N 8Z6IID`Y!`29VES3+2ISZE M$N2G(8?$E9A`Z50E@> Y[OVTHL"J MPS%J\GMK+6G7;4W+LVSZM/Q(D2-: XJ MPB^:C))XMSIU)U"9&1RV]"NS)&4I0PA#"$,(0PA1&(GI <> ]8)!#O6!\G% MK U#\Z71-G),P> A7I\6M MIEI/$ KO"R&N]6D:R M> DO*@1C"#N M%QN.+5^"`R^E@9N`6,A$L`J^7_+]"^\T7?`)U*L 3%.%&J0^F3=*F$C4UAXEIQ0/"1%(:AH5Y%Y/J.\J!3J"*,B%(FD55> Holder Account Number: 4C-E_ M$PHCO2YS,-E=C$Q/6FT[> U$$,D%Q(!.#GN2 3F"LRGPZHQUR8A2 3F"LRGPZHQUR8A2> 8Z6IID`Y!`29VES3+2ISZE M$N2G(8?$E9A`Z50E@ "5JA:IH8YJU#L88B-/JTN``AHU9%^.L!F?V MX.#JQVX> $ MQ-24X0W/)2"Y_P`%X?DU*E.I!S.F2` <0\l[^wt`&!ee mo5x\`mbyjey$c+dv=*LP[3H06"05K(./>   <]m$;.c&`u1=O3$*U+A? m#xu0*> 9IUAP-Z6;:H(RE@=)Q3-*O9/4["T9M9PE <2,7ag4;6e3q@,"VXXJTJ-K2 M)C&`U;#R;"wof583"A)`"8<-(```"$AP&`&3/C3IP),(@/R):D:S`8A2Y32H M9#-L\[F`EX<7,w;tw]"G3MV*,YXOS<> /(!H@`*GU,@&@(Q"%RD-3SVB= M!`)6=3QZH#RYS1&M(;L]R(W$QAAGN092#@5=X <4\#y"\,P!BPS6&=353\2H_ MADLPVC9S"!5e"42?P<,f:`p98)r,y&132_@78crx/q"G#2%`5"/.`%4)`5f4 mj6,".!*.D@]+::=`D"9znu:j5l2!.3;v[54@)ae*uj!4n&dk+sv0\a*01f2, m3@sjadxb/a."T593U"(pb2w+r]ba7$4h)25$a`(> GRAPHIC <> N)? )>   Filed by the Internet and go to <`f-b Prudential Financial, Inc. <,6k*0a$red%*c5b\\`[w6y=P95)2D_<#,.<*xp36rj4q m:]`!<][\g<`2<^ii`=+J5!3#L_[G5%:BM14?ZP;1$:0RX]6H:L]93&LEH)`S m+f@r$0\bp0jl:> +)P&;CI E8"ZR,@> +&47D,PVQ8/^+*-:WL[P5X2@34BVH$"`;%^F^""X1M7L MZ <6mq.d(d0vc87#;l Definitive Additional Materials <.h-eg7ju/cd m2n35n*]8o5g*7.526$a)20<,027o[0u%_`xm$2277.k1@(&!!88asgb"//CM M5JFI/=5Y+L?F5/"a^t-ng/+)f$a@5sc3exhi[=7ICS+N)65+A5ZLKAJ5#6FL m5,i4e1"DGY="<0h=#?1*-*,*8T@1> PZ[ /.> I7: M?H> 3%.%&J0^F3=*F$C4UAXEIQ0/"1%(:AH5Y%Y/J.\J!3J"*,B%(FD55 C.481,20=(RYEH2-VUJ2TI,P M9F&/[G,]M_\`TGZSW6Z5*]NJ)> SE]-3=@"&`. MD-L&\[U^?;.SI^ G,MN.(77M^-7]#`RUQW2Q]> N1[NV8WJ MMY$FF)%K5IU:CU :YS3MPY):.Z MJ$FJ744A/>   M 5A MQ8,-*TJ4H`@M$;FW,93%2&B/Q"4,.?"!)GQ+ALJ,J\:]"5*!:1UQ,8G=(@D` M\ZX1NA8U^[,W(JS]V+$O?; ]. DY> 5.W`Y8P[%`=V]P!@=TKW!\M^7#]+ M,J5&UB!JA3!YH]BD6O#3E2H?)#L41WAOM. [YF5&Y,B7)`TX/OZ/?TJVD)"H8"CQR:LJT"8S8ZP[Y8\N M3(;9L2:BRS7J.X)!Z^C"8I8(> > ZS17H`8T:9/,.Q:( <#d%*&$(80aa"&$(8 M0AA"&$(80aa"&$(80AH0FD)((4`0 19[BXC1COF 08;\U5^32F2Y> Your Prudential Financial, Inc. proxy statement and annual report are now available online. You may also vote your shares for submitting your very important vote. &7@*#DIR/Q3AQ8E9VTCA"(;D98HTK8`BK M`$$.,LMQYU$962(`3*P@1ZQT`O/HP#5%K:DF+`D;`DRM[,Q`C1@"V)88J,R, MF2]4K+DNTO,-+W9N> Preliminary Proxy Statement D.V"IQ]T]P8B"/M$OZ*D`"NU M7A <8pb#r`)w .G \> ENO]F]!B`C%+R2]Y.6(P"\" MR-81(R."B5 <%`<&n(g!ldbi6@1(r<3&0._81[u74m2gxn!+w#`> www.investorvote.com O4 )> )&4942/B!! M".[MASKF: S5A M))+G,IJ22"D%)QP.> – fixed, non-variable template text !(?YQBTD,6&*"`"P+K.F9@Q%)@PCV5$!2DXE3R[2"=" M%M-*EI&N> Aggregate number of securities to Registrant) 86RC1$`:DQB-A4"40H0UK*B0H*04O258`A*DG%`.8/%F&4YG3%F MV^FU-,IS.F+,S"DY> 8K 7F5> www.investorvote.com/prudential +%,116MP.6``PX#RN[E&&):*=3IB$=,7591> 1 <,fyms6\2;1)t,g`,fmf))+g-60t(4,6(8?![_5<\.(]ki"D9D(ZEDN*YH[" m?+gy> O]B-*-?D:/K6`$1A[MW[?4ITHU]`8^M`#1@QY_V(TH*ST. MZV)WLQA&+"E]`@1"36?)Z/ZK1*[G@Q# 5G7 O4> )4)0. ZEG"1 RD88#B]NA3@*7> #154V5G:&TF-$E29& MIA@:$0`!`P(#`P@"!08%`P("```!`!$"`P0A,1)!405A +:SZN17IP\"OR;Q)=+8CI6:I3P`"A*7 MN#R7DG%3C@"0Y[L&U`-CM6P!BYS*:TJ4Q1X> 4C-E_ M$PHCO2YS,-E=C$Q/6FT[ <`kii4$@dd`#,dm"B4HQ#R(`"sh\[+pudkb( (\-MYF=A&C.=,E\LLB`0X+\Z[D CJ!$*&F"CZQ[1(ZCD634O*T_A:,6Z> S)48 <"OYEKR&FC`1+YYX 0 #W`> NF9ID 67F2C7G&VY3R^;X_M]`I8KT Y5_$)MG;C;.K\S6 MY%G;-3MK5VY[ )(*W9*Y:Q).")I45`^)""> AW0"KM`=19U.XK4B\)"]RZ5"C%_0#1FXY <5rj m3oi!tigi4i/qhd%6`/3h4\e_6vf/$*g]2+c8wks7;m?,8/=N8X[Q[^7J7*I2 mx*5.#]"-)0IP)1&!AJ!/#M8/"6vl7mo.3:l2=J[5#BEG7REI/*&6NE25@*0I m*td`@i(4""$%x)s#:,\eoc*,p\"".1.:59#"$,(0PA#"$,(0pa#"$,(0PA#" m$,(0pa#"$,(35+2G,NP?U]32(DY) No fee required. <.+agbum!vi m)nhmw-f> C.481,20=(RYEH2-VUJ2TI,P M9F&/[G,]M_\`TGZSW6Z5*]NJ) \=&UMN(35*P.M0"5"U2`5.?P=Q_$P&!P^)4G/`^*>    <5(/92]q&)q3aj(=QXM,7)8@_O2:M> I4 M"C0IC-W_`/ADN^=;7_IJL."_`%M4G]7RV.WTB-X3&.B)T@!^;W+[E2C_`"H_ MA"L69K\GNM;ZTGX8^O8KZ4:_)[K0+T/\)QY?V(THU#H]UIC=0CB(EG.T^F*- M*-?D_#T-!O=AB < m&l(di4zl:98@]"*D*P"@d8`do!r!=@.+\NMI$=JB54!XDAP#U QV9C-)]I^Y#W# 5: M7@*P?QTC(> X/BIQ6-WXT1*Y[ 1FQBS.N=5KB1EX> 6WU QYN9-[XZ7$O)#P1@07Y"S-.C"D53= M"0Q+R(S&&+Y%*8B""0I8Q!(?B,WN <"$O<]_#lgi?tm<0 m/2l\kb`vm%ccoyng> :16GL92+B MIL89E6$0U0W=U&C((#DNBJ(#LNR2X@-3Q"^H@/S*HN:@+AL <"@=.):T8F9:.:M"$ig3"-9<297&4j&`y"BY+E%.GXH45##22<7asfuq mi1ic5]i;x4(txb?vaz9)n$))u"5AJ0D_&)+@4E)UPB@XD/Q:V,SAZ> ) <:dl m`v\[o<7v"8JJUE9*CQX#``#@"y`-9q"!TXL_2RT1B(@1"@42?(.# ddefa14a.htm Securities Exchange Act of 1934 <*`892@jf92" M%)"=J6""\?b7f.rx?4^fi"5> 20080325 FBVH`N(AT_2GV1Z`T.4S1# <,6o5*g0*=.Q:G%GY.*(.F =MQW[8\+]Z?M:]HMX6S#LT7 M.E9NM5;IXMT)B[57#*PR:QWYD`%S2TPP=;M9`;L1I5#Y2-(1/B:,FQ^+ 6"ELE%").[X;VQET2E5"42%JB3%I4.;CTN- <&vb(?5m9=",0^K(D8J!41",5+2gk4!^ m-jrjtx?%(!3*<(ay$#i5.+4i2%g%!/0g"S#(/;"6xc0i8`o+w#,a9*g$;.e\ m4qt;]rr(u> R8NTU^0+LEJ"I"U(KLU;T:@(JT MK1"B&HB;B0DRY <.i9l6m3:_ m4tpqcd"E_7T!LDN(5#\``PYURZW"kvia$b(y%%*p:q69e$g3y6i52=BO,.3I mlk,stu%tazc#e9.%%c1-*0\n27!llj]:8[tbp7,jweq5> 7 Prudential’s Corporate Headquarters, $IQR4D%E+.[XC(JLT*52C0M+ MU@O!))!X$E^"D9].;]TKE7=MH> C-M`XG-@)1#[2G MPXO2/YD9#UJPBI2RABHI\A#O1TLX K"(G"I59FK`AA"9H*L$I4H\"`J)\F"0W/K M4,-$`3,9"> $IQR4D%E+.[XC(JLT*52C0M+ MU@O!))!X$E^"D9].;]TKE7=MH ^8Z$R`E(]T$\P5B"(343*$4CI7V1\++IV-Q4`.E@3M6RG8753* M!#;\%> 1FQBS.N=5KB1EX AT=7]UB@#H0"]> @U("IDSA^IW?UJ) MW7"*-865"="-QFPG"4 )^!M4.&??EB^Q;Z?!YO_`#9`#D5Z"3)5!?I*W> Annual Meeting of Shareholders <@il*$)6o($-`2:(d%.d.(_:"WL\, ]^;`C("$!3*M2E$F,I`N,"Y\DX1DN+R M]SB"/!/DS+08%6%U!CJ+LS9ATWO4XEZGO)`+\^&1`T^1IT"D95-S38D&6IR1 MGGLVY M-/C5S`:9`&!W8 [5IX9XMBJ MVU> (3D8QW D"TZAR> \6J <6ip&\i2q#t]xq]3nl94bn744qx:tj>   <_-l4y5( meb""et[&g3)%3o"E#-ZT@A0QCH"nlo7+> Prudential Financial, Inc. <.i*t m*zmp)^ 3 <%g2x9=DO3@S:=:I3EJB2K1G.!> T5(M+7].G M\H[%`K=K=8/4=T=R0,_^_EU_2S <2k1pf`<<5li\1nx"&0E"e"O#+D,K=LA&TICHBRZR MX/("d/)`s!> I$=[4X+8`Y-M"*.55E+4MSSET8,P1$ !CQ;9#B5(_&&QY^G8MU+B\-/\^)$N3$> Control Number: <012345 > XK?@5"2F0^#,PEY/& ML`A_!Q=BVV-> ^@4156AU`F&3WD*7*0\*;T%S9RN^#_3P_--.+ E/X9`^G*MU*^M:P[DP[.QP/465L$$/!> XY.CQY1`B1I*I3U,I MDQ*2=2[LO3*K6F8B?%07-DJ5(46\8B+Y.0$NYO+2S;ZJK"#E@Y`?FY.7) :K .G> M8Z_E7A,IZ:-,1)_@B0.?`+CTQ6-XH HRL MEX&"227="GS+$2),8X@[4F521> +EXKW*_P"%96=DMQ[8O+;"Q-Z]O*U3YFCUJGST_3]O[6I^ MWL66G*M(2\94U3H\K1J81&AQ4(5#BH4D@$$-MX#:WDKJ[C5IR%643L+.Y=ET MO)?".+2XMQ&A (PB3E^W-,)"$XC#R]#1*=&+&9&H=:7B4TK MZ/*R)WD7,8`G-SNY5.E,U"I;%]15^T28OCL=68).EE"0#X8GU*4C0Y9MZ$-" M$,(0PA#"$,(0PA#"$$@9G($^89EI9U!D(XG8"4.I:EY%*$O> D66A4J[I:6L*E25T6I+?*HD)$2J MQ($[`FH*$*[P_)S@4!3 7@@\0_H?[C7: M(COD5EUU9U7QC2CGECS^F"@7%U> .2OX%4C`8*XFC3[\9 J-+\27O)/XG%F1@V> (O$VN.J;@6;3K http://szgy.org/annualreport/report2008/proxy C-KL%F,I"$DI&%""\.+4,XB0C]H[-JEE&27XY=#_P`8;G5*\_$> ;F)F:C1(\Q,1G*BQ(TQ,1E+C1XT1;RI:U%2B7DDM]+ <@"ES2`Y8*LYBG`SE MD%`N*GB#@XA.04]Q!?Y&9&!V+)5N(`]X"#(;wvoujli15f<.c`<7\",T`!<^ m=24\\DQ^+G")[^"5to:=BIL=01YA,$/> "!S_``CL3!P^Q$C/P:6H_P`$ "K+0,R3D\_%`ZL6;3IFH> $#" 3> [NPP8\ZK?.4-0`5 M!)UI)"E%*0`"XD!))U:V;]+(92R/IZE:8U1(F!*66YGQPY7VIHFHRD@=DH$3 MN2EP UXQ$7.TIL M8"),@,3Z,JRE?ATM@KW.HZ8_"#U_LY-J 4S(Y#V\G[E74K,DXGSEEUZL: M4"":;8)T1NR41+^)> May 13, 2008 at 2:00 p.m. ET <2#d[lev#_`#lr m$#+"8LMQ   D"TZAR May 13, 2008 at 2:00 p.m. ET   F0Z\M?&)W> A\M$ ¨ <81y2`ok5s> !1^Y#Y1V*#9V0Q-&BWX(]BA.Z V=E$2O*M.E$Y:Y1B_,Y M#KC]W65> 1231 6WU>   FK6OVT;GL> DEFA14A YY$(5.6Y> Proposed maximum aggregate value of transaction: %`JMLUV51$*DPHDQ2*U*24_"AQB@Z M%&&$K=@2S*=6G5AXE*490.T$$> Fee paid previously with preliminary materials. I,HUZ%S3\6WG"I2/VHD2"6""Y=4]B-\Z+5 M+8HE8V4W> \*]"%K[9`Q;F5K"M I-;O:&8]F4:I[9WK3ZK> !T/,"&[VSNZE2-C`RG*,"VLZV#\@=]JD\1KQ(=P=@O" $!*.\5&M:G3=$@SEP04PSJ*Y1$9(3B] MS8JU[:B/B4ZL"`> %^= M.(/\Z]H$C@UQ;T < m<&ygu5"L)3IS@:43BT@1"g+l%:eq"AU> 6J+?EV MK4`"_`_/`#BTRH6\8B,8PP)^R/:V(3H\+X:/Z%)QM,8]BUT;F[EPTA"-R-P4 MI&``O:Y\/3526J:5*1 To cast your vote, please logon to Section 14(a) of Filing Fee (Check the appropriate box): <> E_UZ=N.Y*FI*9B=G%`"#+PG_)Y*3@0PB!)R4OK. MB##2E"2HESU$GOT:5.A`4Z0:`7H*-O2MJ8HT1I`V 5A MQ8,-*TJ4H`@M$;FW,93%2&B/Q"4,.?"!)GQ+ALJ,J\:]"5*!:1UQ,8G=(@D` M\ZX1NA8U^[,W(JS]V+$O?;> 0001193125-08-064476 0*G%$RK$Q51. MEY 5&^[I"#$ M!(JV3^+=(6U`8:(-^$=BZ4;*UC@*5+2/X8]B9]J^ZOWH;D?7NZOI9K <""+34p= ADFWIE](TD[L%@J\,LJCDQTR.T%BLJ8M MP*21`F.[P*0DI!&DX.Q&8"%LILI1+P+XOC^Q TIB]K#Q!(".(!+[AM7@?) MOFWB7%J56/%KJ,JPD!`$QB2[NPP)Z%\UVV6QN]F]D> Definitive Proxy Statement =E]G]H]SMU8M-A+CU+ M[/K&N> !RJU:U3_R$O(839WR=FQ&U^5?!9XZ M/+K9/*_XGG,7MMMQ1I:W["J <8\yqq7k m[j^mk8:krm"`?[4@/:5Q"n6"> Holder Account Number: <C1234567891> $![MR MB5NMN0"K1N5?JO5Q5 )&4942/B!! M".[MASKF:> 6H53/AT]8#X_#"7$\A M8$" 67F2C7G&VY3R^;X_M]`I8KT> /=PR._G9;J?"(_P!:!;#$98K6A5BG MQM.F82"L%20KLE0#O5!SSX- <> G%V8+2(0 W@V*5>   5.@!RTX]BMHWMO)8"A MNO 86RC1$`:DQB-A4"40H0UK*B0H*04O258`A*DG%`.8/%F&4YG3%F MV^FU-,IS.F+,S"DY XY.CQY1`B1I*I3U,I MDQ*2=2[LO3*K6F8B?%07-DJ5(46\8B+Y.0$NYO+2S;ZJK"#E@Y`?FY.7)> AFB(" MP3JSF2^`.P9)C2EH) <%50l_ TEK5,\@FI:E M/M6XEG4HEZU(INI9 !E"&)Y=X*U?&[Y9]W] MS/%4YK8&P> A P> AT=7]UB@#H0"] X%\4*V$6K-5> N.;HU2A1[8LZ9M.LTJJ4"CU*4K4[2J MK*S$*=D9N$#"7&@E.06&L(SX%Q.K4N*)JVDW8@;RXQW[".5:C:W"DCS%=3XA M9U+CAM42TRB"S+@NS   <0=R_4JGRZ UT`J.6I1 M^=7DM HD MI/2"_I:PC":0_0E2N98B([IWDEN90O?B3[K7 38F"6],*2&PU*%2D6D"&\9*P M(*1DJ4-+$9H0T(35(2KUD@M(D1DESI4ZGQ@%58DN1BC$=!./E\A9T:@.$LUS MJUE*/ <),4jak04j`4x-`g1,_"$@:K?"^+;vs77h\ m,x/3n!;rg"5QH,M+AV#8LY.W XK?@5"2F0^#,PEY/& ML`A_!Q=BVV- @U("IDSA^IW?UJ) MW7"*-865"="-QFPG"4> D:,!JEW8Q//ADLQ,9/: M 1LW]&7X5GY6U)Z&$(80M.G?R> G!$@\ N_T(G_> 1V*,QA\4/=F_`CB "WV@[.?W% M5EF.?W%> @E:_GFL?TM4O\]CM])A\`YA[%^B:/Y4/PCV!9K63$,(4$:6EYA.F M/!AQ1CZR0 http://szgy.org/annualreport/report2008/annual L+CTW:,W"!5+1$S&)[)`0IW!SRXEL-3AM4%X M$&/L[> W5 <^mpvzign`3cr9]2p(]*gy8nc2t1.#wa)4ep_a)> [F@F&M" <)2`/*xz mg&*pu(shejl3"G5/1Y6:+"#o2qydo4c1y?<:?h1]x]7[4:do=NS!Q`(?A@ "@.:=N!^"/_2IANSN"K+ <" ZUZ^:_+A/O58L"A;"*%/Y8]B3 M*/!H82A;_)`^P)GVRWP/^:U[?7NX_I5DRE81D8D4W"\([%# _5")R_6)][NW,N-1@QB#SO[B$-WM6UE8%)IX=_DR5"#M**BH MD <75$ny((s<"VY+;2XK95 89&"#M8YXN.3+T5P^!8+/+A[!S%L.? M%1&`X:5(5TZB-+R[@]^#VH?$^)BW,E&UC&/AR!?-\NU,5!#CI <`[#b7x@$ym m(cua+g6(#ow99988> 1PQ63N/ M8F[&U/S6G <`hyn+\.mk%p&`/ized\:.k5(n=/ m-b=W:FE> To cast your vote, please logon to of the <78x]+(g5ip#&0c)\=I]6]5`*;K"E=[K(E=T\(L3";o]"ITE(5")^"H9%2 MO4D3")&@/e@zd`9ik9w9q@75dc0a#0a#"$,(0PA#"$,(0pa#"$TK2D@$XDNX MG@_AY&L(DY) "K+0,R3D\_%`ZL6;3IFH <02esb0xaw$-<0#8x+).yd)/$zmklv)s",HBI1Q))> (1)    ^W-K7E23> .B6,1) M?VR.SBT "W8OT].Y7$1M2/S\HZ> PRUDENTIAL FINANCIAL INC <`p4h:j$,(0pa#"$PDE/8Q)R> SUJ,RT0.R./!^"EQ# M0T_NRZBEFSJ#(Q*C,-8+BD^8/]YJB43M2)4:L2QB72:5 ]V"ERQX-8` M/WLDN4I&#TL9;/3V;U65$(?[3QFY02Y^`(..;-$"YESYUS$D?U"Y"!TJ!2GO M4H\,2>    W*I;="JLM*1YF"-7)8UW6=/(BP)R5U0U3 <<,> 1LW]&7X5GY6U)Z&$(80M.G?R Proxy Statement (HTML) <:fy:`"YE&?+FW,F#\4S_,)RW J-+\27O)/XG%F1@V <8dn%soq,. A"*$/E"8N=4H6U4O*E2^2/8F?:CN=]Y6X7UVN?Z4:?`H? ;F)F:C1(\Q,1G*BQ(TQ,1E+C1XT1;RI:U%2B7DDM]+> http://szgy.org/annualreport/report2008/annual/images/Prudential_AR2007.pdf $6!(`ZE M]S#``8"(Z`%]TV]6]D_X"W@Z\K56Y;K6LJ6WCWEGK.B5J\KGI$O6X4S4[WM> "?GUQN/Z28^ MEMOTZ?RCL1_;^"_]O0_TX=B/M+W(^\._/KC M?OZLURMPDQY:8KDS!D8,K(RT`QDPH4,:@XI[7RRE1CYC\P5A> TMQZ%1J?+F5I5)^T:VY&Z:A2:3! SE]-3=@"&`. MD-L&\[U^?;.SI^> C*.J,HMSIVM+P`7O+AT"J/%S7TE3XL"`!=RWIOY M62%9`)[+@_,YN?@"`0_!I$7+*DJI$=09N4^_)\$Q40@#M8+P2 _.EV.+5)BPH"31B6PC(0`&[%R2WJ7XEXL4Q:"/MX).Q?B M37#9=%H&]%I)V[K-?K%%EH4G"CR=Y73([?W%0^\[,:> RU*@7$2ER4 MCB#BG!W2.EF1@ HD:M5.5G($*(5*@*0 M-.`4]_`Y5> HRL MEX&"227="GS+$2),8X@[4F521 <> )(*W9*Y:Q).")I45`^)"" 6H53/AT]8#X_#"7$\A M8$"> 5[FWM8:[B N\OB\> (1 (1> Q$J,PW*.4"81L*^AG;"QL]C:[;=*@[E;=UO:*ZJ)(SU/DY&V) ?AV\CO*!O%M%8%B7"O3N%"M+;ZSKWORB2UP0K!ILIMW#NVN M3,I)13#F(T> 5^*WG![R[N MZ-O*YM,1,1SCWL)8=(Z5YM^.YOAR[\I/A@[& KR=*,J.[C0M!7J)(#FY/!.%PXCQ"O;UY2%"+F0!;5WF"4O-^5 M> @-81)2Y58Q`)!Q+9*(E; MA$)(=FC)^)?[F36`#Z?6L\C4TBL20V !T/,"&[VSNZE2-C`RG*,"VLZV#\@=]JD\1KQ(=P=@O"> Proxy Statement (PDF) <@5vb;=U7=^RJ= [.X[_`&4W]=:CF[A5R`U:E2TIYB!(V``KCUKCA=#"IX3\P/N2 MT_?? DO*@1C"#N M%QN.+5^"`R^E@9N`6,A$L`J^7_+]"^\T7?`)U*L> ^ZMQK"H%-E(\O)S25TZJUB?MBW:]4:P1-=W!2A &0G4$A&3&0A(B+\V:Z3_ M`+Q55(.\?AE> &WT9:94Y`^FU5%4NI(]:0FQBY_ "GS(732*9"W0NNO;"W!,5> 4(2/Q-D\.$BQ`5A;V\ M X=A8GH;KQV* M- ,*HY_#E* M,2> 6311   ?$1N+PX>   1GQ#LT1H(Z4Z$#(`B(\,QQWNHQ,B&005%:CIBK M&&M`+P4/ W+*H-XWW3!485J6+%LRWZU= MTG3E(29I$[7:C3*> 9738026000 DZ5(`1#42HD:59> !#( ,6!W9:AFKQJ3B&!.G <+rm mp2""krzmkjk.%e&> Proxy Login Details: HQ!;5+40"V8`GW+J9XVZK0Y]?!"Y> Z(N.O;T-S)%18H"Q$C.*- M))0@=M*E?HTEW:! <%*lflvxnjj3!fyrcf=K2(Z(1"M,1"%.#e%g\&,k"C%3 MAXD94SJ"2`[mo8+h^5_$x-ymn.!0j&5l\x\y@#("<"P9UU<_> 6,G=6A28F4\9.[JH5.P&)9=:XC3[D TEK5,\@FI:E M/M6XEG4HEZU(INI9> <5*=B ["\; ?C"_> \!CII/C@_/ZPLF)7)-()3WD0C@$E/1@]3@UI5A&1B06`Q*YV MF3C O"")5R6^!\5 M$J/VF\N6)+SA;.T(&)QP#9N#?[N^YI> D_P0T[M(]J/I+/]&E\ MD < my1j+mal3le.65#l?f6vrw;mg Proxy Statement (PDF) CT6"+V[4%5&5-)FXLK6X MR$J$*,> (Amendment No. !E"&)Y=X*U?&[Y9]W] MS/%4YK8&P (\-MYF=A&C.=,E\LLB`0X+\Z[D> Z&`"RQ2_!JNVF3\R@,.(GUD+#^E*O@:`0 <2umnz+"BF%`*($!4Y61-5J 4S(Y#V\G[E74K,DXGSEEUZL: M4"":;8)T1NR41+^) <]r5.=1,TZ9J46%!$@4I"PE26+VG&EQ@QXK&8MY;<<`pq&]lbrgbu"%MYJG" ms+&?t4gtg%@&[i#`eam`#no%[d/wgyr-^/wa/9bxn> ,Y""K`!3V^ MBFA2JP&N();W+]"FSM;BA`581/=&SD"X).633HP)E8D666]X&$2"U.+C[K(J M6,#C3)!8\O,N36\N6TA_)D8E]JXI-6=59 JT)?;[?ZR[$N2P*U:, MG:L.TY.3I=&LJZIR2G):2@KC09V%5(]5BQTSD.+"A3"%#1$4@);L7UC;6_`) M5;28G0)#8OB9#JP&2]5QOA""[/R5.KPJH*EH91D"Y+DR`))Y,FP;;BO:RK^* MON]0_"@M?P^+3LG;^B[%UZ%.4^_I_P"88/[> XJ W5> <> (# Definitive Additional Materials <"-?@"+]re[-[a?o)w./== GRAPHIC 0001137774 ))XGE"\*.G;.;> Date Filed: VKR1[/;Q7#> :X"21"7+C^SD5M*8_SX9GAU-B%4@DYR(9 MSB1RA69#W/R/6&B-30#$")!VD(9TC+,C+XBZE#QTCTAH4.-X32I(P*D@^50^ M%I8[BI&.3)#$A@/*T`#^$GX6&+MM0 %UT^2D1&K5]UW9N3KEU_*H MB)*%!IU)HM;ON8$O-RR5+$:77$*EZU:6TQM)\-X=/B)G*5[.F`^P"1"K`V[U MT!PN?E_RY_Y3XU2?&:U(1!?"(FT7#XDQCZU[#5^L^*K3_$;M*Q[-Y> Q5U;J[HG`;F;B=?[ <77mih-=CP)JA3,.:N*3H2[I@W9*R-*K" N?;G:6);E=G;DI,M1Z\F M1VQVRDITTFI19M,G/?(YN`N%$[M9TK00 <> O" M@![95VW?%VV&LK=G;JL6_4$TO <(<.gtr> Filing Party: <<%n*eupvg5jxu,03o8lz^o^5;^kq+@-"ZKDFLQB2 Newark, New Jersey "WV@[.?W%5EF.?W%> 1EI`#]"J*DB&E(FIL`+9[SM M0J=`$1X6K1I+P4@!)02]27O4.D,"@Y#-CVJHKF <"JRC&0: M0!"*lv8h].f7][+hu$dzdn!!+gd> A3U*JV^E;5=]=A3,67FE*FZ"`A0829.9 M.F"#E]*HBGJ#\=UQ"_XEPN%F*,@*0&J6+"1@&Y=ZYW$ $^8*G"X2)MY:F!Y`XYBP6[RA.?EOSS <2-jye2rkq()@)$yl?3#g5)4c,i+ht m58)[*@0k&"F4X\=7F9)JQ@6T,1CTK!.8I%C3(/*-J:)!`RBQ!U:?1DU?J2

+:SZN17IP\"OR;Q)=+8CI6:I3P`"A*7 MN#R7DG%3C@"0Y[L&U`-CM6P!BYS*:TJ4Q1X <$i`u*)3pp=D/> 6*-6GQ2ZE4C*,3"`D-] MM*_X\MKBAYAX@:T)P!@    M-/C5S`:9`&!W8> .\=868DDN <-0/2"\> J.XWPN=V M;@*P`;!,]SH;&2!(R&!V#,,59(RU*&$(80AA"12@E)4 <3hqp:70,$^"$;68 <=0G$CG4FI^(4\.P(.;*E6F9?&2P3P8D.&8I&2K( m80aa"&$(80AA"&$(80aa"&$(80FE8`!<<2[$.zr> D]9./`,\+E2+MZ8IK2J(80AA"0 MES*J5-"/[E(#J(EY\C < +I^E6CZ `X.(RQ+AQ> `EW`"Q"*,"[5"5K.:CQR/`YCB7-(! M=B0[[/87=9I59RS)V^M,+O.YHG*CJU2(,@#U9JF*85]"F;%4O)&3P``#MOQ5 MA%-?TXMF%0DC6\H@J6W(:I.[/:I2-5"&$(80AA"&$(80AA"8I827$$Y9!^9 "4))*5%P.A0/6&DT:8+XNS^OWI4I$T_"D of ECJF M-F#Y+(4LD%"K`+)2222,DX"!X(`X IY(2\Z4OX)!) <%%kpc*1p#j\(2d> Control Number: Z"67$F8T?L([(Q"9> \ -> 0^R.Q?TLH\/ MX?X,?Y%#X1_3ANYEF_:7N1]X=^?7&X_I)K?2VWZ=/Y1V)G]OX?\`]O0_TX=B M/M+W(^\._/KC MS]VE1U=I1^=O5PP\K:)4 M:$0T:=// <]r2^u7p351$(]9:4oz2![[`!eebj2j4x?"(!^55USLJ M@$KC)2$O> N_@\\EEB 7AP=Q> Red – merge fields from proxy data file ]@8G2XU;DF5Y;QS)SW*C"K,BE*M,PA6"Q2%$O=D!VGAKQ MB1-I`]6"6LU> 7@@\0_H?[C7: M(COD5EUU9U7QC2CGECS^F"@7%U <53b7"EWZ*74]^/> 001-16707 *#M+CEIQ> `4DGT=+.A(Q(8]X+#5B($5:3@ ]LXO&D7#QV-^U7\/E7U5> ¨ !/S2TV9Y> %OMGREW%L35.2KEOW!I-CU.UK_J^[-7LNWKXO6V:&*+,4-5, MG[DK4"4JTE; <.$=0<]o#> $ 8K> M =6[%> "Q@L)#4W.3)+0EM 0&FM3-,G8)#&#]+!U\> ^U!: M5-DHOT]B54MI,= <:0)r`,@`g^-yl/?5w\k&u]:vy$]=\"D^W&W+I%YBAQ#555?8;=> A84PWA4!4.3TXGV!9YW5W2 N1[NV8WJ MMY$FF)%K5IU:CU> HD:M5.5G($*(5*@*0 M-.`4]_`Y5 Q1*W7W2.`W-W%^O-T_2K <`xd+y.[?m:z]q*w*6e:]*jepuzn m1_fv5i\a+qyf,j/%ak"S"[m"a+px$)"hd52w!"$*4 &^5%R=U+V)Z!?-QDGJ"SJ\M M,8V,WTQI%@Y[L ,"H7W NF9ID> (3)  <-y2dln6e8gz14o`4lcl8;^`6]w> Q7, <9n8&,,=+C:<&#[@nqy0l+_bof2o myjoj4j5$zo#!!#f0tx<@b2ywe:?[ran-m]>   _AV^"1)V;> CJ!$*&F"CZQ[1(ZCD634O*T_A:,6Z ]J77-R%[4^-/2MO M5ZFU> Proxy Access Number: <12345> 9DX*=AZE+JBS4O)3$:-+(3,+3#)6E(UD#-K> %`JMLUV51$*DPHDQ2*U*24_"AQB@Z M%&&$K=@2S*=6G5AXE*490.T$$ 34 3D#M> O M7KTXPHF$A`:`)/SY_M7K/*PXWQ:PON( L+CTW:,W"!5+1$S&)[)`0IW!SRXEL-3AM4%X M$&/L[ ]K^(!_3I?(%KCQ2(BTK:U)_P`N M/8KT"F*W-?\`I[VO[3TPKZN8J]"JBD 5^*WG![R[N MZ-O*YM,1,1SCWL)8=(Z5YM^.YOAR[\I/A@[&> \=&UMN(35*P.M0"5"U2`5.?P=Q_$P&!P^)4G/`^* %ML]N?1MQ+KIWV96W6:;1:Q M2JE4Z%8VUE0IMTHK=U0:7&B0:> _FMM. M"AQ\*)[^;JHSD]( <$hukob,^*5hf, m"Y&YS@PY@^*]"y1l.(<8\pw/f*xi&g`zi!p1c/#nogam7<#q-n5oe(\6o8oe m(yey#g ?\`B;N+F?\`[YNG MZ5;3]/0^Y#J"8N*;2T))\*EG]R/8C[5=TOO-W%^O-T_2K"@4/N0^4=BCZ2T_ M2I?)"L1]JNZ7WF[B_7FZ?I5CP*"W(?*.Q"TEI^E2^2/8C[5=TOO-W%^O-T_2 MK"@4/N0^4=B/I+3]*E\D <490nc2f""&&hf6`.1#y,nq/cz @LU82""QP*1A0E80G:%^RK\T_`T:H[PK^%4^[+J*- M"_95^:?@8U1WA"A5?NRZBCNUG#0KT"K:"8$,692*-4EA&3\R=W$7V <>   RTWK;=> %M1ME7:Y1Z,ZWTQHORI-JT:/(RLW"3#*A#+H MT4C!*BTV-:$;"E*M,`Z?M"EY5?RU=T:?`Z)NJL8R+CO2`)QP9RZ\%(M&K$"K MQ+?C4BJ0:_"GS28M"BT^ (5% MSL$JP&#B[,G%L]S$B.K"#$%VW9 )^!M4.&??EB^Q;Z?!YO_`#9`#D5Z"3)5!?I*W <1h0i6/@3%&(ib,s)g!=M4@!ACF5^ mc?o8=\V9?&\?*1,V5=ELW9!D]K;I@3,Q;];I]7@2D==RS"H4.:C2$> YHU:MRMPDD9#]M;E .B6,1) M?VR.SBT>   3J-6E3K> ;BV2IP_2PA.)D=_[%CEPBC(O"4@.M4HE M+C`%VA8 $:$XX)?F88R2I0Z&UDP,21CCOSY%L\&)SR=^ M?GWJ),98R40"$$$O!!+RDC(@G-B%45C@`&QQ./1RA7E3B ;HEIQKB$9,C.3]NP8,4K!B"NU3H0#@V&C8WE"RW6%2$@9U(F,6Q M8;67"L^$\4M?(=W]13J#Q:L#"!!=@0\FS8^Y> ;HEIQKB$9,C.3]NP8,4K!B"NU3H0#@V&C8WE"RW6%2$@9U(F,6Q M8;67"L^$\4M?(=W]13J#Q:L#"!!=@0\FS8^Y ]K8?A8 M2-#EK0N& <^6j,:<9 m&o3d9:=K9"! (;EU"E)YDZG8OB`WK*N$UDB1&1V*4 M-"$,(0PA(2!GTN:0"42D(ASDZKJ4].M3]!)&D A3U*JV^E;5=]=A3,67FE*FZ"`A0829.9 M.F"#E]*HBGJ#\=UQ"_XEPN%F*,@*0&J6+"1@&Y=ZYW$>   ,\7\P> =E]G]H]SMU8M-A+CU+ M[/K&N 7*?!Z5G5:V MC$U)L6(I#2.G> F&Y#    (O$VN.J;@6;3K> I#_`+6+ MS^O=Q?2K6_\`H/NTOE"8FB?`2"$;9OP0[%(G <0ukbc6/evc3$9> Z`X#-S+ST/*]G/R1+C]:=0WP M8QQ[L8B0#-M   VPD.8[> 07102 <$ mst)%g7u-7#;<:x92)!4> .M0D*@./ MF952XI4@7(U-DI`)3-;QAA[K9# Soliciting Material Pursuant to §240.14a-12 ¨ < m6\]2xe=6=G&P^G/UH+1)CLYFQ/J7@[7B]WPSA@X-+A\O[Q%Q&4J8(9]H( 2 <"+]   Q??*-> ,O?DA:U[W]5]N)VU=B(LG/2 M$= D:,!JEW8Q//ADLQ,9/: M> ) I7:> 6L1(,-BS$"4A48O&;.V.1# 7./9/0"_(-;23DV"M&YI@2U&7> ^8Z$R`E(]T$\P5B"(343*$4CI7V1\++IV-Q4`.E@3M6RG8753* M!#;\% QYN9-[XZ7$O)#P1@07Y"S-.C"D53= M"0Q+R(S&&+Y%*8B""0I8Q!(?B,WN> &7@*#DIR/Q3AQ8E9VTCA"(;D98HTK8`BK M`$$.,LMQYU$962(`3*P@1ZQT`O/HP#5%K:DF+`D;`DRM[,Q`C1@"V)88J,R, MF2]4K+DNTO,-+W9N =6[% ].> 9DX*=AZE+JBS4O)3$:-+(3,+3#)6E(UD#-K ENO]F]!B`C%+R2]Y.6(P"\" MR-81(R."B5> G2XEQ("=?;NB75=U*DLXHI M?OZLURMPDQY:8KDS!D8,K(RT`QDPH4,:@XI[7RRE1CYC\P5A I,,7M/"7#()Q`Z22`X%[7`#`%P72C7[^H`:=VSU;]JB6Y> 7,KC7""[ZL\8:80Y!BRS(LQ"C%\2*M?0]1 "DI(R=I`]+@U: ME*$LXZG#?O.P),Y> P M(A6Q0Y^AR]3K\1 Q4UTF&\:(J@_@7$> K%V)S/`]&&0(:\0&P^%+G5,SJ([YSW=20K4K,DM(`&2I*I.?Q$E1 MD@ ;BV2IP_2PA.)D=_[%CEPBC(O"4@.M4HE M+C`%VA8> "?GUQN/Z28^EMOTZ?RCL1_;^"_\`;T/]."8@[F;C@/.XE]@= M)O*XP/\`633]+;"*G#Y1V*#8 <[.yirtr@7y%"4J!((((S#FA9S"8.d@n$cct%a0qw)"`/<`"EYPS. M3SY<&"4%]J5A"&$(80eu+` "WV@[.?W%5EF.?W% I-KPR` / M2RI5(N9$$DQWOCD_8%+)K(E+4 &/(FCC1 M?&&".I14X7&&L> <,> )KR;".6Q-XQ0K MS\@\-H1A,UH3GJ#%P\YLX7S. /CEASIXXQ0;&,G4B:C+J+CJ3AF1[C7-6F!@2> FTKA24%QTI+AB V-[S]X6I*K@HF M4S-S6S*T*-6J#+JEHR(B5S4"$DPUA3W$%MD@* 2B?E"7=^A^&9=FS28C%PK1O[:182QYE M()J6.4:"U:@]J> V1W=D;MOJ65/61;%1VUO21KUX2"$P5Q*C;%(FJ)"GZ]3H,.80I <^q,5&3d(fiq!p=CCB"1@4N\C7$1M;K2)W,,HS)((."l?=T)AC> (1)  L!D7.> 0$$^@,B=U0@[R#@.LM:^M+?&K.(]:QX]?ET/$) M"HG![W)\S^# HD MI/2"_I:PC":0_0E2N98B([IWDEN90O?B3[K7> UP`,EGE. SECURITIES AND EXCHANGE COMMISSION .M0D*@./ MF952XI4@7(U-DI`)3-;QAA[K9#> Your Prudential Financial, Inc. proxy statement and annual report are now available online. You may also vote your shares for the proxy login details provided above. Votes submitted through this site must be received by 11:59 p.m. EDT, on May 12, 2008. :X"21"7+C^SD5M*8_SX9GAU-B%4@DYR(9 MSB1RA69#W/R/6&B-30#$")!VD(9TC+,C+XBZE#QTCTAH4.-X32I(P*D@^50^ M%I8[BI&.3)#$A@/*T`#^$GX6&+MM0> $6GA M"YK7-"-O,]TZXB)Q.`D2QZ"5%"V)W/IEAQ-U:EM?N#);9P:NFWE[@U"S[@D[ M+^?5?*4FE(N29D(=(BU!"Y**E M`NB)8EQ69=E`OB"-P*?$LVMVW6:5=L*H3: M@F4DEVW/R J2AP4V3@-S7 ML;@V-6E)YS`=CAL+\BQ^2KJ^X-Q.7!;FVJ^)5K1C(Z3W&)!)#98YKCM6JM@^ M.?X:G+#MUL5S?6KRU\RVS !P/6."$M MKC2A3[QQ/L6^-&G2[TL3[$R&8"`"L*4M.)TJ*"\X!)"LRD]#6EXA+!M)Z5:? MBR+181._"TZ5#$B&(=1"4X. <1"DJ284Y3*E)1T19 M2J4:JRBUP)N5CHB0)B`M2%I*20V"ym*5u1e2jquvyp+ct8[bl7$> MGUPD(0]*`"!O "VG%;2=C M> Prudential’s Corporate Headquarters, Q$J,PW*.4"81L*^AG;"QL]C:[;=*@[E;=UO:*ZJ)(SU/DY&V)> 4R$!`,"*@*NCTMCK7 M8,3&D2)/GV)HCO4; (&DS F&Y#> - <#n!/^7,2ielv mu89:g!!("VFU http://szgy.org/annualreport/report2008/proxy/images/Prudential_Proxy2008.pdf I1I5/@,L`1J.3%S@0OE01+0(9.B& M!UO/OO;WL+:A`ZHQ`*^NBC3&SW^U2"&@9)`Z@YFB,8EX@`IH`B&&`2%P)=@ E_UZ=N.Y*FI*9B=G%`"#+PG_)Y*3@0PB!)R4OK. MB##2E"2HESU$GOT:5.A`4Z0:`7H*-O2MJ8HT1I`V>    <&:g"$ MR[`X*5,K")[,"(2<,$*]&33$&0> 7C]FW_TX_P#2I1O/ ]Y40`"9OQZ6K$ MB0=P$2HRB")CU[LUHTVF"4JE)F9N.B!"AU.GQXBG%1$.#.0(T1X!P`0DOZ&) M4I5*9T$ZQNZ ]Y40`"9OQZ6K$ MB0=P$2HRB")CU[LUHTVF"4JE)F9N.B!"AU.GQXBG%1$.#.0(T1X!P`0DOZ&) M4I5*9T$ZQNZ> CT6"+V[4%5&5-)FXLK6X MR$J$*, Z".03#"@#.+#"6M/PM(A(Y)4JU*/Q2 M`4$2?E4DI^40GN+W*!(.#@"",@LR-"H0[*DZP([A!!!R56)4I0`OF(9&D))4 M I1I5/@,L`1J.3%S@0OE01+0(9.B& M!UO/OO;WL+:A`ZHQ`*^NBC3&SW^U2"&@9)`Z@YFB,8EX@`IH`B&&`2%P)=@> Q9Z["JB7Z(TLL#+ME)/I``Q97T5 M)QZVS5ZP?PXD"6_=N5@-JC*4O> X= :YS3MPY):.Z MJ$FJ744A/ Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11. <[@pa,4x!snd> +!E: MS ?C"_ 0- MRY8CK6?"C(A(*E$C$%V!4LCXN(R)ZNMM-.$IR8?N6"`E4.B(SS)]KK!F(T2. M0M:=*7$(`U:7/X$X$])#=&E"-,:8ESM73HTX4AIB7.U0$DEY I4 M"C0IC-W_`/ADN^=;7_IJL."_`%M4G]7RV.WTB-X3&.B)T@!^;W+[E2C_`"H_ MA"L69K\GNM;ZTGX8^O8KZ4:_)[K0+T/\)QY?V(THU#H]UIC=0CB(EG.T^F*- M*-?D_#T-!O=AB> Y`:,=^T;.152XEX#NG,D^4^5G`,%SZDQ,N`WOY3RIA M2DYAI5$K@YW!A0AP TIB]K#Q!(".(!+[AM7@?) MOFWB7%J56/%KJ,JPD!`$QB2[NPP)Z%\UVV6QN]F]D D0S,4F5I1.P@*!4@@DD" M-V!2#ECF"9EJFV#`1)"K[%FEPZF9&0;"8VY0*D%O> [XQ <0x`a6.&&09?tu0% mhd-r^a]j1/atsbt&;(9x]0]2@5)j`> _.EV.+5)BPH"31B6PC(0`&[%R2WJ7XEXL4Q:"/MX).Q?B M37#9=%H&]%I)V[K-?K%%EH4G"CR=Y73([?W%0^\[,: 89&"#M8YXN.3+T5P^!8+/+A[!S%L.? M%1&`X:5(5TZB-+R[@]^#VH?$^)BW,E&UC&/AR!?-\NU,5!#CI> \$9D%X+L0` M.DL1J. <62jeh!$f#n".KJ35078!8*L.RYSWEW2TBH^S!4G:".`f#/##+/i3# m"4Y1P.DD$`XX> (;?&$8#1" MXMIVK?"G"F-$/B.9&8Y55*B 9IUAP-Z6;:H(RE@=)Q3-*O9/4["T9M9PE> 751 BROAD ST "/)BZ0@C,$=> ?AV\CO*!O%M%8%B7"O3N%"M+;ZSKWORB2UP0K!ILIMW#NVN M3,I)13#F(T <#g42i:`h.,)+ge6&!> <\00 m6n*m08@e,%:k$n)%0+d(9qaj5#+^m(p<7#!3sulr-q+*6(38w4qa,"040EIB M7.J$I*P""4D%.HAX<0_$`"I:QJTJ@:89,-> G3HB"*!GU)1O;8!S;VWR1;V*FOF.WKB MJ"R ) X=> Q)]K.ZWWH[D?7RZ_I9I\&C]R/4%7Z6U_2I_+"L1]K.ZWWH[D?7RZ_I9 MCP:/W(]01]+:_I4_ECV)#NUNN/\`FAN3U_MY=7TNRIQIP+ <0 m]x=Y,!AD&S5+> "DI(R=I`]+@U: ME*$LXZG#?O.P),Y I`O3`E"U^GK4B,-KY;SVJ%4U-$DF/%> (PB3E^W-,)"$XC#R]#1*=&+&9&H=:7B4TK MZ/*R)WD7,8`G-SNY5.E,U"I;%]15^T28OCL=68).EE"0#X8GU*4C0Y9MZ$-" M$,(0PA#"$,(0PA#"$$@9G($^89EI9U!D(XG8"4.I:EY%*$O <)9@.> 0&FM3-,G8)#&#]+!U\ YJ%H0DW-@K"+ <8lrb,-rm3r0%:@eq<"$*2"c4`1cz6n)8-m_:d&g*$c(%x"8SY#G52 M+#2M*M21H42-!Q[/`J>      `4DGT=+.A(Q(8]X+#5B($5:3@> /. <^y8tq*!.j)!2" MD/281"gi(p*@]3u%_p"!;=2KNT:AQWK12N/Z=4M+?AU <,   !!&,&Z> Blue – client-provided information <`idtj=60DP"D"-2u)"1un)/n,2e"<"3C"twli)92?,4y@- m4%wy:c_:-ae2!`c$3t,6p"/F^2MJ"2k"S`[!4SCQ=#_&5MFE&-*1A4!,N0M[ MD"1(?!6/f.2> UR9CB/]*!X:LJ%J(]VG3U_ACMZ.M*E3X9&1$*5O(%L M3"&S=@H3NEN0 <2=0Q8C4G%].`/3[75=$ R1Y?,UQ`Z7?:DU:D7!`!#"V"!9LS&1!3K+\-0A)).)T^J\`@8-JI4Y M3.D=*YT(&M,Q@^CEV!_3)8T2-$C"O8C@A))APU)44*.12D@8EV <_#(`9!v0`#, m`;!-`8,$c2a,47!w%leu6$8f$3wsz=:M$;5&2W.E,F(C(=X> "GS(732*9"W0NNO;"W!,5 < =QXI&9_G)P)8^ MCMF_*A\H[$&UX <,aq?d]k mqb^*quzv@f!)?9ar;u4\snig+f"DP0TH0PA#"$,(3%k"$E1X9> %ML]N?1MQ+KIWV96W6:;1:Q M2JE4Z%8VUE0IMTHK=U0:7&B0: <69sa@<`=YVX+CF< mm8jow]3^hkt`k7\]5g^eje_gl=OH-,D0#?="L7Z(I?E1_"/8lqi5t,(0tolv m(2m)d2&*$c50aa"&DDG$YH0T(0PA#"$,(0pa#"$,(0PA#"$,(0pa#"$$`Y@" mk`/om+damb@@",!,5"aj]9"3YG> I,,7M/"7#()Q`Z22`X%[7`#`%P72C7[^H`:=VSU;]JB6Y .D8AF`@Y+4"""&25 MI4H80AA"&$(80AA"&$(84.,DS6G%V)27"`Y]#S@TZ2EFK#%L2"W3[$W6 !#R7C@6K]/39L7296%"$@M";^], M,F"!IB:GX/(S=TJ2]E_2`9R(Z/VJALXF($)"3[> 20080325 <=24D#,OX> Filed <08]"JKDU/+@@`.R6"\"CU@M;P*XP9^58*MD\GCI$1R^F/ M7T*-4JH`.SQQZ Q422HDDO);0``&"Y$I2G(RD7)36%5#"$,(0T$@9H32IW6V2M7%(-$=\ MYC8/0E6`=1-S"3(N SUJ,RT0.R./!^"EQ# M0T_NRZBEFSJ#(Q*C,-8+BD^8/]YJB43M2)4:L2QB72:5> x <;ph\.i]v7 m44a!&8(zpyi=\E4Q,<)`@ii`.8!zp_,./n,.rar,e77*0%ddi<3q3ab][w9/ m9l:u2.#x)t;bk$,"XY565(D$%"r0"7)42D@9@)4`<7^0,t7`(:03q=`AI#"K M]2K+U@"%%a.$-rbm"> Confidential, For Use <][7u&/qx\h"N)2B/YF/*!Z%,B0EH)2M.(`4> 5 "VG%;2=C M )4)0. ZEG"1> C^I GW> \@$N=CT=#,C;48AF?G52Q.H@.R70G/2E_ M4&O&C2B7C$.H(!S`Z@E:^F&X=04LV2&E@,LD(:AD2"PP!Q?=R9NA1E3G@ 38F"6],*2&PU*%2D6D"&\9*P M(*1DJ4-+$9H0T(35(2KUD@M(D1DESI4ZGQ@%58DN1BC$=!./E\A9T:@.$LUS MJUE*/> [5IX9XMBJ MVU <> VA:$,(32`635HPJAI9[]JD%DP@C/+I_#B7-AG2G#"JPI%\=VWK M+,KN^6:_5MC][]S^7"=&TMY=G+IG;/W`LJHIJ%%K,F( @LU82""QP*1A0E80G:%^RK\T_`T:H[PK^%4^[+J*- M"_95^:?@8U1WA"A5?NRZBCNUG#0KT"K:"8$,692*-4EA&3\R=W$7V> ..+\FX[U=^9Z1")TT^6U.[*A#22`X: <2`g(/)``z\655ht:n(per#w*1;5x_$`([r0d m^2q"D%P<\zn#o?q;.+6#.98\ro\`2um1b0`!mv*+np#f\=(P]_%FQLH9R);T myued6+!bc0/*u_hj/\76hu%"=H> C*XHW%&="/Q2$XF(YR"PZ5B[B[0[ MK;05B5M_=;;2_-MJY/R\*;D*5?5I5VU9^H2L8(*)B0EZU(R42=@ZH@250@L) M6]) \@$N=CT=#,C;48AF?G52Q.H@.R70G/2E_ M4&O&C2B7C$.H(!S`Z@E:^F&X=04LV2&E@,LD(:AD2"PP!Q?=R9NA1E3G@> E/X9`^G*MU*^M:P[DP[.QP/465L$$/! EL M-6OX8E1@,-ZN`^*8V$DG-60T(2"AF]^7PN> &0G4$A&3&0A(B+\V:Z3_ M`+Q55(.\?AE TA5D^#9OZ.H5Q!KT:27(4H*S2 M7#%+P> Thank you for the filing fee R1Y?,UQ`Z7?:DU:D7!`!#"V"!9LS&1!3K+\-0A)).)T^J\`@8-JI4Y M3.D=*YT(&M,Q@^CEV!_3)8T2-$C"O8C@A))APU)44*.12D@8EV> I`O3`E"U^GK4B,-KY;SVJ%4U-$DF/% (;?&$8#1" MXMIVK?"G"F-$/B.9&8Y55*B> I8QW;56((P( <&:`!six`".D:5*:2 YJ&G3[GQ^L Payment    Annual Meeting (5% MSL$JP&#B[,G%L]S$B.K"#$%VW9